Bad or Poor Credit Mortgages
Saskatoon, Warman, Martensville & Saskatchewan Mortgages
Have Bad or Poor Credit? Need a Mortgage?
We specialize in Bad or Poor Credit Mortgages in Saskatoon, Warman, Regina and across Saskatchewan
Inquire TodayNo-hassle, No-obligation. Your info is safe, and you’re in control.
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I can help you get a mortgage even if you have bad credit. Yes it's doable!
Absolutely feeling weighed down by bad credit and thinking a mortgage is out of reach? Don't worry, there are still great options available right here in Saskatoon, Regina and across Saskatchewan. Knowing what's out there can truly make a difference for you.
Here in Saskatoon, many lenders ask for mortgage insurance to protect their investment in case something goes wrong. The good news is that this insurance can help you secure more competitive interest lending rates, even if your credit isn't spotless. So, don't lose hope—there are pathways to homeownership waiting for you and I can help you out!
Answers to Your Questions...
Can I get a mortgage with a bad credit score?
If you have bad credit, you'll need to consider getting a mortgage with a B lender or a private mortgage lender. Many private mortgage lenders have no minimum credit score requirements, so even if your credit is poor, you may still be able to qualify for a loan. However, interest rates on loans from private lenders are typically higher.
Can I qualify for a poor credit mortgage?
I help provide bad credit mortgages to those who may have difficulty qualifying for a conventional mortgage. If you have bad credit, contact me today to see how I can help you get the home you want.
What steps can I take to improve my chances of getting approved for a mortgage with bad credit?
Improving your chances of getting approved for a mortgage with bad credit involves several strategic steps. First, consider saving for a larger down payment. The more equity you can put into the home upfront, the less risky you appear to lenders, which can increase your chances of approval. Additionally, work on improving your credit score by paying down existing debts, making timely payments on all your accounts, and avoiding any new credit inquiries before applying for a mortgage. It's also beneficial to gather proof of stable income and employment, as lenders want to see that you have the means to make your mortgage payments consistently. Finally, consulting with a mortgage broker such as myself, who has experience with clients in similar situations can help you identify the right lenders and mortgage products for your needs.
My Saskatoon & Saskatchewan Ecstatic Client Testimonials
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Excellent customer service, great product knowledge, easy to talk to-Lisa is a professional who enjoys her work and cares for her clients!
Trevor and Debbie
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Lisa's kindness, professionalism and hard work made our purchase stress free. Thanks for everything and we cannot say how grateful we are as new residents to Saskatoon for all the help you have pro...
David and Mary
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I have the opportunity to work with Lisa on a couple of occasions. She is professional and proficient in her job. I've appreciated her willingness to go above and beyond and explain all options av...
Bonnie C - Saskatoon
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Lisa has a very strong, clear knowledge in her field. I've worked with several others in the past, and Lisa has trumped them all. She has answered all my questions, made me feel very comfortable an...
Fraser Hiebert
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Lisa was amazing and really went the extra mile for us when we got our first mortgage, we could not recommend her more!
Chad magee
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