As a Saskatoon and Saskatchewan area Mortgage Broker, I am an independent, trained professional licensed to represent and provide you with the best advice for your mortgage needs.
My primary expertise is locating funding for mortgage financing. I know where the best rates can be found. What's more, I have the knowledge required to present a proposal for financing to lenders in the best way possible to successfully obtain mortgage financing.
As a Mortgage Broker, I work hard for YOU and NOT the banks!
I'm not limited in the products I can offer you. I seek out the best lender package to suit your specific situation, whether it’s with a Chartered Bank, Trust or Insurance Company, or Private Funds.
There is a wide assortment of options and features available to homebuyers today. Shopping around takes a lot of time and effort. The mortgage process within today's very competitive marketplace intimidates many Canadian homebuyers. It pays to work with a mortgage professional like myself who will represent you and ensure the mortgage you get is the one best suited to your needs.
Choosing the wrong mortgage can cost you thousands of extra dollars. Mortgage Brokers are trained professionals who can help you save on your mortgage dollar.
10 Reasons to use Lisa Helfrick as your Trusted Saskatoon Mortgage Broker
- Access to different lenders, banks, trust companies, investors and financial institutions.
- Fast credit and loan pre-approvals with no cost or obligation. (Some conditions may apply)
- I am an expert at matching you with the best-suited mortgage.
- Get mortgage rates at wholesale, guaranteed up to 120 days.
- I work for YOU, and not the banks.
- Up-to-date on all the mortgage rates, terms and re-payment options available on the market.
- I only specialize in mortgages and I'm up-to-date on current trends.
- I help increase competition in the market place, thus keeping rates low.
- I will help save you time and money!
- I have a vested interest in satisfying your needs since I rely on referrals and repeat business.
Other than rates, why should you use me as your Saskatoon or Saskatchewan Mortgage Broker?
In addition to rates, because mortgage-based financing is my primary business, I have developed expertise in what type of mortgage financing each lender prefers to pursue. This kind of knowledge not only results in the most favourable rates for each project, but often whether a project is funded at all.
How do I find you Superior Mortgage Rates?
Interest rates are a concern to borrowers. Because of my contact with lenders, I know which project or home attracts a favorable interest rate from one institution, but a higher rate at another. Some institutions, in fact, will only accept mortgage submissions from mortgage brokers like myself.
These rates, and preferences for types of mortgages, can change daily, depending on economic circumstances or based on the size of an institution's portfolio in a particular type of mortgage. I keep current and up-to-date and knows which lender to approach first. As a result, mortgage rates obtained by myself are among the best available at the time of placement.
Why should I go to a Mortgage Broker first?
A professional presentation to a lender on the first application will get the best response and save you valuable time and money. Secondary applications with previous credit bureau inquiries may be more costly.
Often the success of obtaining mortgage approval depends on the way a proposal is presented and to whom it is sent. I ams trained to present your mortgage proposal where and how it will get the most immediate, positive result.
You don't call an insurance company for insurance - you use an insurance broker, because of their expertise, product knowledge and rates. So remember, call me first!
How do I get you better deals than many Banks?
The lenders who I work with include traditional sources, such as chartered banks, trust companies, as well as corporate and private pension funds.
In addition to these sources, I often develop professional relationships with private sources of funds, termed private lenders. These lenders can provide many various mortgage products not available at conventional sources.
Happy Mortgage Client Testimonials
Excellent customer service, great product knowledge, easy to talk to-Lisa is a professional who enjoys her work and cares for her clients!
Trevor and Debbie
Lisa's kindness, professionalism and hard work made our purchase stress free. Thanks for everything and we cannot say how grateful we are as new residents to Saskatoon for all the help you have pro...
David and Mary
I have the opportunity to work with Lisa on a couple of occasions. She is professional and proficient in her job. I've appreciated her willingness to go above and beyond and explain all options av...
Bonnie C - Saskatoon
We really enjoyed working with Lisa. Her excellent service and pleasant personality had led us to refer friends and family to her and they have all been very satisfied with their transactions
Brian and Jennifer
I am so grateful to Lisa for helping me purchase my first home in Saskatoon. I am so delighted she was there for me.