Can a Lender Refuse Your Mortgage Renewal in Saskatchewan?
September 21, 2026 | Posted by: Lisa Helfrick
A lender can decide not to renew a mortgage at maturity. Here is how Saskatchewan homeowners can respond, protect their timeline and compare realistic next steps. By Lisa Helfrick, AMP Mortgage Broke ...
read moreSept 2-2026 - Bank of Canada maintains the policy rate at 2.25%
September 3, 2026 | Posted by: Lisa Helfrick
The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The continuing conflict in the Middle East is keeping energy prices ...
read moreCan Rental Income Help You Qualify for an Investment Property Mortgage in Saskatchewan in 2026?
August 25, 2026 | Posted by: Lisa Helfrick
Rental income can strengthen an investment property mortgage application, but lenders do not necessarily count every dollar of expected rent. Here is how rental income may be treated and what Saskatch ...
read moreBreaking a mortgage early to consolidate debt versus waiting until renewal.
August 3, 2026 | Posted by: Lisa Helfrick
A mortgage penalty can make refinancing before renewal look expensive, but waiting can also carry a cost if high-interest debts keep growing. Here is how Saskatchewan homeowners can compare both optio ...
read moreJuly 15 - 2026 - Bank of Canada Holds Rate at 2.25%
July 15, 2026 | Posted by: Lisa Helfrick
The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. Canada’s economy is showing signs of improvement. Growth is p ...
read moreBuying Before Selling in Saskatchewan: Mortgage Guide for Summer 2026
July 13, 2026 | Posted by: Lisa Helfrick
Buying a new home before the sale of your current property closes can be workable, but the financing needs to be planned before you remove conditions or commit to a closing date. The main options are ...
read moreHow Saskatoon and Regina Buyers Can Set a Real Mortgage Budget Before They Shop in 2026
July 3, 2026 | Posted by: Lisa Helfrick
One of the most common mistakes I see is also one of the easiest to fix. A buyer starts looking at homes before they know their real mortgage budget. It is understandable. You see a listing in Saska ...
read moreWhat to Bring to a Mortgage Broker Appointment in Saskatoon or Regina
June 23, 2026 | Posted by: Lisa Helfrick
If you are thinking about buying, renewing, refinancing, or trying again after a past credit setback, the first mortgage conversation can feel bigger than it needs to be. Most people who contact me a ...
read moreJune 6, 2026 - Bank of Canada Holding Rate at 2.25%
June 10, 2026 | Posted by: Lisa Helfrick
The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The conflict in the Middle East is now in its fourth month. The res ...
read moreNew to Canada Mortgage Guide for Saskatoon, Regina and Warman
June 8, 2026 | Posted by: Lisa Helfrick
Moving to a new country comes with a lot of firsts. A first Canadian job. A first winter in Saskatchewan. A first rental home. A first school for the kids. A first time trying to figure out how credi ...
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