Category: Mortgages (13 posts)

Why Choose a Local Saskatoon and Regina Mortgage Broker

Why Choose a Local Saskatoon and Regina Mortgage Broker

August 5, 2025 | Posted by: Lisa Helfrick

Buying in Saskatchewan works best with clear answers, steady guidance, and a plan that fits your real life. Prices shift with seasonality. Listings move quickly in some pockets and slowly in ...

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July 30 - 2025 - Bank of Canada holds policy rate at 2.75%

July 30 - 2025 - Bank of Canada holds policy rate at 2.75%

July 30, 2025 | Posted by: Lisa Helfrick

The Bank of Canada today maintained its target for the overnight rate at 2.75%, with the Bank Rate at 3% and the deposit rate at 2.70%. While some elements of US trade policy have started to become m ...

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Summer 2025 Prairie Housing Pulse – 5 Mortgage Plays for Saskatoon & Regina

Summer 2025 Prairie Housing Pulse – 5 Mortgage Plays for Saskatoon & Regina

July 8, 2025 | Posted by: Lisa Helfrick

Summer 2025 Prairie Housing Pulse – 5 Mortgage Plays as Supply Builds and Rates Cool in Saskatoon and Regina Patio season on Broadway and Riders training camp at Mosaic Stadium usually grab t ...

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Multi-Family Lending: What You Need To Know About Hard Money Loans in Saskatoon, Saskatchewan

Multi-Family Lending: What You Need To Know About Hard Money Loans in Saskatoon, Saskatchewan

March 1, 2021 | Posted by: Lisa Helfrick

Multi-Family Lending: What You Need To Know About Hard Money Loans Multi-family real estate is one of the most popular investments for both newbie and seasoned investors. Buyers in the past used trad ...

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Why Borrowers May Choose a Private Mortgage in Saskatoon, Saskatchewan

Why Borrowers May Choose a Private Mortgage in Saskatoon, Saskatchewan

February 17, 2021 | Posted by: Lisa Helfrick

Why Borrowers May Choose a Private Mortgage When most people want to buy a home, they get a list of local banks and mortgage companies to start comparing the available financing options. However, the ...

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How to Handle a Mortgage After a Separation or Divorce in Saskatoon, SK

How to Handle a Mortgage After a Separation or Divorce in Saskatoon, SK

February 5, 2021 | Posted by: Lisa Helfrick

Mortgage Life After Separation and Divorce Separation and divorce present many challenges. It's a situation you likely never thought you'd never be in, but now there are personal and financial conseq ...

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Bank of Canada will maintain current level of policy rate until inflation objective is achieved, recalibrates its quantitative easing program

Bank of Canada will maintain current level of policy rate until inflation objective is achieved, recalibrates its quantitative easing program

October 28, 2020 | Posted by: Roar Solutions

The Bank of Canada today maintained its target for the overnight rate at the effective lower bound of ¼ percent, with the Bank Rate at ½ percent and the deposit rate at ¼ percent. ...

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Reverse Mortgages – Impact on Heirs in Saskatoon, Saskatchewan

Reverse Mortgages – Impact on Heirs in Saskatoon, Saskatchewan

September 2, 2020 | Posted by: Lisa Helfrick

How do Reverse Mortgages Affect Canadian Heirs? For Canadian seniors, there is a great way to get the most out of the equity in their homes. Home prices tend to rise, and equity builds in the prope ...

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When Is Mortgage Refinancing a Bad Idea in Saskatoon, Saskatchewan?

When Is Mortgage Refinancing a Bad Idea in Saskatoon, Saskatchewan?

June 3, 2020 | Posted by: Lisa Helfrick

Property owners refinance their homes and commercial properties all the time. As your credit improves and you have built more equity into the property, it may make fiscal sense to refinance when inter ...

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5 Smart Ways to Use a Home Equity Line of Credit

5 Smart Ways to Use a Home Equity Line of Credit

April 15, 2020 | Posted by: Lisa Helfrick

For homeowners across the globe, home equity lines of credit (HELOCs) have become a handy way of tapping into the value of their homes. However, when borrowing money against your home, it is always a ...

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What should you consider when refinancing your mortgage in Saskatoon?

What should you consider when refinancing your mortgage in Saskatoon?

April 1, 2020 | Posted by: Lisa Helfrick

Mortgage rates are at a historic low. If you're thinking about refinancing your mortgage, you could possibly save significant amounts of money over the years. Especially in the first years of owning y ...

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Bank of Canada lowers overnight rate target to 0.25 percent

Bank of Canada lowers overnight rate target to 0.25 percent

March 27, 2020 | Posted by: Roar Solutions

The Bank of Canada today lowered its target for the overnight rate by 50 basis points to ¼ percent. The Bank Rate is correspondingly ½ percent and the deposit rate is ¼ percent. T ...

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Should You Pay Off Your Mortgage Early in Saskatoon, SK?

Should You Pay Off Your Mortgage Early in Saskatoon, SK?

February 18, 2020 | Posted by: Lisa Helfrick

It's a dream to be able to pay off your mortgage early, but is there a downside?  While it sounds like a great idea, there are some factors to consider before doing so.  This article will ex ...

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