Saskatoon Mortgage Blog
Saskatoon, Warman, Martensville & Saskatchewan Mortgages
Category: Financing (22 posts)
Do you need a Personalized Paydown Plan for your holiday bills?
January 28, 2025 | Posted by: Lisa Helfrick
Most Canadians suffer with their highest personal debt load in January, when the "holiday hit" arrives and your credit card statements let you know just how much the festive season cost you. It's espe ...
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Understanding Capital Gains in Canada
November 11, 2024 | Posted by: Lisa Helfrick
What Are Capital Gains? Capital gains refer to the profit you earn when you sell a capital asset-such as property or investments-for more than its original purchase price. For example, if you bough ...
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7 Financial Tips for People Looking to Buy an Investment Property in Canada
July 19, 2024 | Posted by: Lisa Helfrick
Investing in real estate can be a powerful way to build wealth, but it's essential to approach it with a well-thought-out strategy. Here are seven financial tips to help you purchase an investment pro ...
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Tips for Improving Your Credit Score Before Applying for a Mortgage
November 1, 2023 | Posted by: Lisa Helfrick
Tips for Improving Your Credit Score Before Applying for a Mortgage For many people, buying a home is a significant milestone in their lives. However, getting approved for a mortgage is ...
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Bank Of Canada Rate Update June 7, 2023
June 7, 2023 | Posted by: Lisa Helfrick
Bank of Canada raises policy rate 25 basis points, continues quantitative tightening The Bank of Canada today increased its target for the overnight rate to 4.75%, with the Bank Rate at 5% and the ...
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A Six-Step, Back to Basics Financial Plan for Most Every Canadian
November 21, 2022 | Posted by: Lisa Helfrick
It's a tough time to know what the right financial move is at the moment. Interest rates are increasing, while stocks are in bearish territory. It's easy to forget that there are smart things that you ...
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Budgeting for Inflation
August 3, 2022 | Posted by: Lisa Helfrick
Budgeting for Inflation If you thought the end of the pandemic would bring a return to economic normalcy, 2022 has certainly been surprising. Summer has seen inflation return to the forefront of cons ...
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Spring Clean Your Finances
April 8, 2022 | Posted by: Lisa Helfrick
Spring Clean Your Finances Spring finally arrived after a long winter, and with inflation and the rising cost of living on everyone's mind, there's never been a better time to do a little spring clea ...
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Six Tips For Financial Fitness This Fall
September 8, 2021 | Posted by: Lisa Helfrick
It's September and there is some optimism that we may be moving towards the end of life in a global pandemic. The Fall has had always been a great time to go back to school on financial fitness, and ...
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What are credit scores and how are they important?
September 1, 2021 | Posted by: Lisa Helfrick
A credit score is a number that shows how likely you are to pay or default on credit. It ranges from 300 to 850; the higher the number, the more creditworthy lenders deem you. Your credit history dete ...
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2021 Mortgage Stress Test - Latest Updates
April 21, 2021 | Posted by: Lisa Helfrick
On April 8th, the Office of the Superintendent of Financial Institutions (OSFI) announced that it is relaunching its consultation on the minimum qualifying interest rate for uninsured mortgages. Usual ...
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April 21-2021 - Bank of Canada will hold current level of policy rate until inflation objective is sustainably achieved, adjusts quantitative easing program
April 21, 2021 | Posted by: Lisa Helfrick
Available as: PDF The Bank of Canada today held its target for the overnight rate at the effective lower bound of ¼ percent, with the Bank Rate at ½ percent and the deposit rate at ¼ percent. The ...
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April 2021-Bank of Canada Releases Results from Consultations on Inflation and Monetary Policy
April 12, 2021 | Posted by: Lisa Helfrick
The below details are what has been reported by the Bank of Canada Website Over the past two years, we spoke with thousands of Canadians about their views on the economy, inflation and what the Bank ...
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Bank of Canada will hold current level of policy rate until inflation objective is sustainably achieved, continues quantitative easing
March 10, 2021 | Posted by: Roar Solutions
The Bank of Canada today held its target for the overnight rate at the effective lower bound of ¼ percent, with the Bank Rate at ½ percent and the deposit rate at ¼ percent. The B ...
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How Good vs Bad Debt Impacts Your Household in Saskatoon, Saskatchewan
January 20, 2021 | Posted by: Lisa Helfrick
In order to understand the difference between good and bad debt, it's important to track your income and expenses and established saving goals for your family. Financial stability allows you to mee ...
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3 Tips on How to Better Your Credit Score in Saskatoon, Saskatchewan
December 2, 2020 | Posted by: Lisa Helfrick
Having a good credit score is of paramount essence as it affects your ability to access loans and borrow money. Your credit score rating influences the amount of mortgage you qualify for. You may ...
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Bank of Canada maintains overnight rate target and unveils new market operations
April 15, 2020 | Posted by: Roar Solutions
The Bank of Canada today maintained its target for the overnight rate at ¼ percent, which the Bank considers its effective lower bound. The Bank Rate is correspondingly ½ percent and the ...
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Should You Refinance Your Mortgage?
January 8, 2020 | Posted by: Roar Solutions
There is a multitude of reasons why a homeowner may be considering refinancing their mortgage. However, before any final decisions are made it is always a good idea to consider carefully whether ref ...
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Easy Ways to Repay Your Home Loan Early and Free Up Cash for Family Adventures
November 20, 2019 | Posted by: Roar Solutions
Most home buyers take out a mortgage to help finance buying a home. As a result, many homeowners are faced with a monthly mortgage payment during the time they are raising their children or sending th ...
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Real Estate: How to Boost Your Credit Score Before Buying Applying for a Mortgage in Saskatoon, SK
October 16, 2019 | Posted by: Roar Solutions
For the vast majority of home buyers, obtaining a mortgage will be a vital part of the purchasing process. Of course, in order to be approved for that mortgage, you will need to ensure that your cre ...
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How Much House Can You Afford in Saskatoon, SK? Ask Yourself These Critical Questions to Find Out
September 25, 2019 | Posted by: Roar Solutions
It is the perennial question for every first-time homeowner. How much house can I afford? As with so many life-changing decisions, there is no one right answer to this common query, and the size of th ...
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3 Simple Ways to Repair Your Credit in Saskatoon, SK
September 18, 2019 | Posted by: Roar Solutions
For many Canadians looking to purchase a home, bad credit scores stand in the way of getting a mortgage. Most lenders prefer your score to be 650 or higher. If they do allow for lower credit scores, i ...
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